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Which of the following is the correct classification of a unit trust investment?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) A collective investment scheme (participatory interest).Correct
  2. b) A short-term insurance policy.
  3. c) A bank fixed deposit.
  4. d) A friendly society benefit.

Why this is the answer

A unit trust is a collective investment scheme; an investor holds a participatory interest in a pooled fund. It is not insurance, a bank deposit or a friendly-society benefit.

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