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Key Individual Role of the Key Individual in terms of the FAIS Act

Which of the following correctly states what a key individual must satisfy to be approved?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) The fit-and-proper requirements for a KI, including honesty and integrity, competence (qualification, RE1 and experience) and the management/oversight capacity for the relevant scope.Correct
  2. b) Only that they are over the age of 18, with no other requirement.
  3. c) Only that the product supplier approves of them.
  4. d) Only that they own shares in the FSP.

Why this is the answer

A key individual must meet the KI fit-and-proper requirements — honesty and integrity, competence (recognised qualification, the RE1 examination and relevant experience) and the ability to manage/oversee the relevant financial-services scope. Age, share ownership or supplier preference alone are not enough.

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