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FIC Act FIC Act Compliance (CDD, AML/CFT, Reporting)

Which document must every accountable institution develop, document and keep up to date under the FIC Act to manage money-laundering and terror-financing risk?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) A Risk Management and Compliance Programme (RMCP).Correct
  2. b) A Treating Customers Fairly brochure for the reception area.
  3. c) A standard sales-commission schedule for representatives.
  4. d) A marketing plan approved by the FAIS Ombud.

Why this is the answer

The FIC Act requires accountable institutions to have a written, risk-based Risk Management and Compliance Programme (RMCP) setting out how they identify, assess, monitor and manage ML/TF risk, including CDD, EDD, reporting and record-keeping.

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