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Fit & Proper FSP License (Fit & Proper/Operational Ability)

Every authorised FSP must maintain a register of its representatives. What is the principal regulatory reason this register exists?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) So that the information about each representative is available to the Registrar/FSCA whenever it is required.Correct
  2. b) So that the information is available only to the FSP for its own internal payroll purposes.
  3. c) So that the Minister of Finance can personally approve each new representative.
  4. d) So that the National Treasury can collect levies directly from each representative.

Why this is the answer

The representative register records each representative's details and fit-and-proper status precisely so that the Registrar (FSCA) can inspect or call for that information at any time. It is a supervisory tool for the regulator, not merely an internal HR list.

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