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FIC Act FIC Act Compliance (CDD, AML/CFT, Reporting)

What does the FIC Act require of an accountable institution that identifies a reportable transaction?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) File the required report with the Financial Intelligence Centre within the prescribed period.Correct
  2. b) Report it to the FSP’s competitors.
  3. c) Publish it in the newspaper.
  4. d) Wait until audited at year-end.

Why this is the answer

Reportable transactions (cash-threshold or suspicious/unusual) must be reported to the FIC within the prescribed period. Reports go to the FIC, not competitors or the public, and cannot wait for a year-end audit.

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