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Key Individual Role of the Key Individual in terms of the FAIS Act

A key individual oversees ten representatives. One repeatedly fails to keep proper records of advice. What is the key individual's appropriate response?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) Address the failure through oversight — additional supervision, training or corrective action — to bring the representative into compliance.Correct
  2. b) Do nothing, since record-keeping is optional.
  3. c) Hide the issue from the compliance officer.
  4. d) Reward the representative for high sales despite the breaches.

Why this is the answer

Managing and overseeing representatives is the KI's core role. Persistent record-keeping failures must be corrected through supervision, training or other action — not ignored or concealed.

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