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Needs Analysis Best Practices Client Onboarding

Which ONE of the following is a key component of a **Financial Needs Analysis (FNA)**?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) Identifying the client's financial situation, needs, and risk profile.Correct
  2. b) Calculating the Representative's potential commission.
  3. c) Verifying the client's identity for FIC Act purposes.
  4. d) Setting the premium for the insurance policy.

Why this is the answer

The FNA (or 'needs analysis' under the GCoC) is the process of gathering all relevant information about a client's current financial situation, their future goals (needs/objectives), and their willingness to take risk (risk profile) to form the basis for suitable advice.

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