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Record Keeping Comply with regulated record keeping requirements

For an ongoing financial service with no definite end date (e.g., a living annuity), the record-keeping period of 5 years starts from which date?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) The date the FSP's license was first issued.
  2. b) The date the financial service to the client ceased.Correct
  3. c) The date the Representative passed the RE5.
  4. d) The date the client was born.

Why this is the answer

The General Code of Conduct (Sec 3(4)) states that for ongoing services (like a recurring investment), the 5-year record retention period begins from the date the relationship or service is terminated by either party.

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