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Key Individual Role of the Key Individual in terms of the FAIS Act

What is the primary responsibility of a key individual under the FAIS Act?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) To manage and oversee the financial services rendered by the FSP and its representatives.Correct
  2. b) To personally generate the highest sales for the FSP.
  3. c) To run the FSP’s external marketing campaigns.
  4. d) To perform the FSP’s annual external audit.

Why this is the answer

A key individual is the natural person responsible for managing and overseeing the FSP's rendering of financial services — the 'mind and management' of its compliance. Top sales, marketing and external audit are different functions.

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