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Financial Products Apply knowledge of the financial products and services environment

A Representative is advising a client on an endowment policy. This type of product is legally classified as an example of which financial product category?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) Short-Term Insurance.
  2. b) Banking Deposit.
  3. c) Foreign Currency Exchange.
  4. d) Long-Term Insurance.Correct

Why this is the answer

The FAIS Act (Sec 1, Definitions) defines various financial products. An endowment policy is a life insurance product that pays out a lump sum after a specified term or on death, classifying it as a 'Long-Term Insurance' product.

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