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Record Keeping Comply with regulated record keeping requirements

A representative resigns from the FSP. What is the FSP’s continuing obligation regarding the records that representative created while employed?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) The FSP must continue to maintain the records for the full minimum period (five years).Correct
  2. b) The FSP may destroy those records as soon as the representative leaves.
  3. c) The FSP must hand the records over to the former representative.
  4. d) The FSP must transfer the records to the FSCA for safekeeping.

Why this is the answer

Record-keeping responsibility rests with the FSP, not the individual. So when a representative departs, the FSP must still keep the client and advice records for the full statutory period. It may not destroy them, give them to the ex-employee, or offload them onto the regulator.

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