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FAIS Ombud Dealing with complaints submitted to the Ombud for FSPs

Which of the following correctly reflects an FSP's duty when it receives a complaint it cannot resolve to the client's satisfaction?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) Inform the client of the reasons and of the client’s right to refer the matter to the FAIS Ombud, within the applicable time limits.Correct
  2. b) Stop responding to the client entirely.
  3. c) Tell the client that no external recourse exists.
  4. d) Refer the client only to the product supplier and nowhere else.

Why this is the answer

If an FSP cannot resolve a complaint satisfactorily, it must give reasons and inform the client of the right to escalate to the FAIS Ombud within the applicable time limits. Concealing external recourse would itself be a conduct failure.

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