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POPIA Data Protection Compliance

An FSP collected clients' identity numbers to meet its FIC Act duties. It now wants to run those numbers through a credit bureau to market a new loan product to the same clients. Which POPIA condition is most directly at risk?

RE5 practice question with a worked answer. This is one of hundreds of FSCA RE5 questions in the RegulatoryExams question bank.

  1. a) Openness
  2. b) Data subject participation
  3. c) Information quality
  4. d) Further processing limitationCorrect

Why this is the answer

The numbers were collected for a specific purpose: due diligence under the FIC Act. Using them for an unrelated purpose, credit checks for marketing, is further processing that must be compatible with the original purpose, which it is not. Information quality, openness and participation are separate conditions that this use does not mainly engage.

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